Texas Collections 1 Practice Test

These questions are part of the practice quiz. Start practicing

• Under FDCPA, which statement about tracing or location information is true?
• Multiple pump requirement occurs at what flow?
• Which action best supports protecting personal information during debt collection?
• Underwriters laboratory is mentioned in relation to what?
• Which term describes the allowable overload for motors, commonly in the 5-20% range?
• Before conducting an infiltration test, how long should the groundwater level be stabilized?
• Which quantity is defined by volts times amps times power factor?
• Dry well station description
• What is the statute of limitations concept in debt collection?
• What is an exemption in wage garnishment?
• Excessive amounts interfere with treatment and affect wastewater flow.
• Which statement about the Do Not Call rule is accurate for collectors?
• Which unit represents real electrical power in a circuit?
• Which term refers to unusually strong wastewater discharge from a specific source?
• Which test measures the amount of organic matter oxidizable in days at a given temperature?
• What is the unit of electric current?
• Each duplicate vacuum pump must provide what percentage of airflow?
• Which process occurs without oxygen, producing acid and odorous gases?
• An impeller is described as having which feature?
• What does the term 'validation' refer to in debt collection?
• Which statement is true about pipe deflection?
• A manhole fillet is described as which of the following?
• In debt collection, what does aggregation of accounts involve?
• Which term best describes the map used to show the network of sewer lines and manholes?
• Which of the following is NOT a factor in the standard infiltration/exfiltration limit?
• What does 'compliance' in collections primarily require?
• What is the purpose of the Texas Deceptive Trade Practices Act (TDTPA) in collections?
• What is the unit of electrical pressure?
• Horizontal breaks are typically caused by?
• What are the key restrictions on contacting a debtor at their place of employment in Texas?
• What type of recordkeeping is essential for compliance?
• How should a collector handle cease communication requests for multiple accounts?
• Which term describes the coefficient used to describe flow resistance in piping?
• In a dry well station, what feature is present?
• Squirrel-cage induction motors are associated with which practice?
• If a consumer disputes a debt, what should the collector do?
• Which term shows existing utility lines and excavation depths?
• What items should a collector maintain in documentation for each account?
• When documenting a payment plan, which items should be included?
• Who is typically responsible for pursuing litigation and legal actions in debt collection?
• Which repair method addresses leaks by lining the interior of the pipe?
• Which statement about deflection testing is true?
• What does 'false threat' mean in debt collection law?
• What is a time-barred debt in practice?
• In wastewater systems, which condition is caused by infiltration and inflow on lines?
• When a debtor asks to cease contact, what must a collector do?
• Which term includes pipe, cleanouts, grease traps, sand traps, inverted siphons, vent pipes, manholes, and lift stations?
• Which map shows wastewater lines, flow direction, and manholes?
• What is the cycle frequency of a power generator?
• Pump curves indicate which metrics?
• Which feature is prohibited in new manholes?
• Pressure systems are useful for which conditions?
• What is the importance of dispute resolution processes in collections?
• How should a collector respond to a consumer who is represented by an attorney?
• What should a collector do if a consumer denies owing the debt?
• What is the best practice when a dispute may require litigation?
• Which term is the standard reference for Texas water pollution control law?
• If a wastewater line enters a manhole invert more than 24 inches above the invert, which pipe type is recommended?
• Expanded by steam in pipe repair, which lining material is used?
• During an exfiltration test, how high should the lower manhole be filled relative to the pipe, and how often should measurements be taken?
• What is the role of the Texas Office of the Attorney General in debt collection?
• Which term is associated with over 5 feet and requires protection like shoring or trench box?
• Which of the following describes an unfair or deceptive act in debt collection?
• Which term describes industrial waste that includes flammable oil, toxic gases, acids, and alkalis?
• How can a collector legally verify the debtor's identity?
• Which term describes the line that discharges wastewater to an outfall?
• Which term identifies the agency primarily responsible for enforcing Texas water pollution controls?
• Which option best describes a defect caused by inadequate bedding?
• Which technique involves forcing fresh air into a manhole using a blower?
• What method is used to ventilate a manhole during maintenance?
• Which option is NOT part of the standard infiltration/exfiltration limit expression?
• Which practice is required for manhole safety in confined space work?
• What is the correct definition of the soffit in a pipe?
• Which item is NOT typically included in a debt collection documentation package?
• Duplicate vacuum pump requirement?
• Which of the following describes a 'debt collector' under the TDCA?
• Which term describes unusually strong wastewater discharge from a waste source?
• Which term indicates trenches over 5 feet require protection such as shoring or a trench box?
• Which statement best describes proper debt verification?
• What is a general name for lining the inside of a pipe to seal leaks?
• In wage garnishment, which wages are protected by exemptions?
• Bacteria that do not require oxygen for metabolism are called which term?
• Which term is used to describe the process of returning soil to a trench after pipe work?
• How should collectors approach settlement negotiations ethically?
• Which term is defined as designed for inserting cleaning tools, not for personnel entry?
• Which term is described as drawings identifying concerns for utility line construction?
• Which equipment loosens debris, cuts roots, and breaks up grease in sewer lines?
• Access road criteria for lift stations specify that roads must be...
• What is the primary role of a collections professional in Texas?
• Which measure is defined as the amount of oxygen needed by microorganisms to decompose organic matter?
• Which practice is a clear example of violating fair treatment principles in collections?
• Filling soil back into a trench after pipe work is called what?
• Which action is NOT permissible when seeking location information under FDCPA?
• Which term describes the voltage rating displayed on a motor's nameplate?
• In Texas, state law for water pollution control is known as which code?
• What technique involves inserting an internal lining to cover multiple leaks in a pipe?
• What constitutes harassment under Texas debt collection law?
• When handling disputes that may require legal action, which step is recommended?
• In a wet well station, the pump and motor are...
• Under Texas TDCA, can a collector garnish wages without a court judgment?
• Which type of debt is typically exempt from federal FDCPA protections?
• Explosive, colorless, odorless gas lighter than air.
• Under TDCA, what is a legitimate exception that permits contacting a debtor at work?
• When a consumer disputes a debt, what action should the collector take?
• Which term is described as required in kitchens, garages, and restaurants?
• What is the effect of a debt that is beyond the statute of limitations?
• Under what condition may a collector contact the debtor's employer?
• What material is expanded by steam to form a new pipe interior during repair?
• Which term describes the load that decreases as trench width increases?
• Which safety requirement must be provided in an excavation to ensure safe entry and exit?
• Which coefficient affects flow velocity in pipes?
• For pipes less than 24 inches in diameter, what pressure relative to groundwater pressure must the air exfiltration test be conducted at?
• What are potential consequences of failing to follow privacy and documentation requirements?
• What is the difference between a 'validation of debt' and a 'dispute'?
• Which control system requires a compressed air source?
• Disease-causing microorganisms are referred to as which term?
• When can a collector contact an alleged debtor's employer?
• Measures acidity or alkalinity in water from 1 to 14.
• What is Do Not Call rule's application to collectors?
• Toxic gas heavier than air with a rotten egg odor.
• What is a permissible purpose for pulling a debtor's credit report in collections?
• Which piping defect is commonly caused by inadequate bedding or earth movement?
• Which practice is least aligned with compliant debt collection?
• What alarm is required for pressure system wet wells?
• What is the mandrel deflection limit?
• Which system uses hydraulic jacks, metal bracing, timber, and trench boxes to support the trench sides?
• Disease-causing microorganisms are referred to as which term?
• How should a collector respond if the consumer claims identity theft?
• Which term is the last listed and is named to indicate concerns with excavation depth?
• Colorless, odorless gas, suffocating, and flammable.
• How should a collector verify a debt before collection actions?
• A category that includes typhoid, dysentery, and cholera is called which term?
• What is the significance of permissible purpose in obtaining consumer credit information?
• What connects a house service line to a city main?
• Deflection testing has which of the following characteristics?
• Which term is used to depict existing utility lines and depths?
• Which repair technique is considered best for addressing multiple joint leaks in a pipeline?
• What is the primary purpose of debt validation in FDCPA?
• What is the primary role of communication logs in audits?
• What safety measure is specifically required for manhole work?
• Which activity involves testing for gases, odors, temperatures, or roaches with approved instruments?
• What is the purpose of a validation of debt in TDCA?
• Bacteria able to metabolize with or without oxygen are called which term?
• What is the primary function of a lift station?
• Which term allows a wastewater line to cross below the hydraulic gradient?
• Which term is designed for inserting cleaning tools, not for personnel entry?
• Which action aligns with the proper response to a consumer dispute about debt validity?
• When is deflection testing performed?
• Which term is associated with carrying wastewater to treatment?
• Which option describes the typical Texas wage garnishment process?
• How should a collector handle a consumer dispute about the debt amount?
• Which material is used as a lining when a pipe is rehabilitated via steam-expanded insertion?
• Which material category is described as including gravel, sand, and clay mixtures?
• The rating at motor terminals is identified by which term?
• Which term is used to describe the inflow of clear water from groundwater that dilutes wastewater and increases volume?
• Indicates organic matter oxidizable in days at a specific temperature.
• Which of the following describes an FDCPA prohibition related to threats or misrepresentations?
• Deflection tests are required for which pipes?
• Which gas is produced in sewer systems and can be hazardous with a rotten egg odor?
• In Texas, the primary state agency for water pollution control is which entity?
• Which agencies oversee debt collection practices in Texas and the United States?
• Which of the following represents a privacy-compliant practice?
• Which component involves materials such as gravel, sand, and clay mixtures?
• Which term is used to locate existing utility lines and depths?
• Which statement about the lift station's role is correct?
• What is a validation notice, and when must it be provided in debt collection?
• Alarms in sump systems?
• In pipe repair, which material is expanded by steam to fit inside a pipe?
• How should a collector handle consumer information to comply with privacy laws?
• Cavitation is caused by which condition?
• What is the difference between a written contract and an oral contract in Texas statutes of limitations?
• Which statement describes pressure systems in relation to infiltration?
• Alarm components in sump systems?
• Deflection testing timing?
• After a writ of garnishment is served, what outcome occurs if exemptions apply?
• What term describes excess water entering the sewer system from groundwater or stormwater?
• What does a sump system do?
• What document authorizes an employer to withhold wages in a garnishment?
• Why is privacy critical in debt collection?
• What is the impact of credit reporting on debt collection in Texas?
• What factors influence pipe deflection?
• What connects a private domestic service line to the public distribution system?
• Which term describes the activity of returning soil around a repaired pipeline trench?
• In excavation safety, what feature must be provided to facilitate entry and exit?
• What is the difference between a collection agency and a law firm collection?
• Vacuum piping must be emptied within how long?
• Which system is recommended for high water table and sloped terrain?
• What is the purpose of consumer rights in debt collection?
• What is the minimum size for new manhole covers?
• Flood plain criterion purpose for access roads?
• Which term describes restoring soil to a trench after pipe repairs?
• Where are manholes typically installed?
• Which substance, when present in excessive amounts, can interfere with wastewater treatment and wastewater flow?
• What is the measurement interval for the exfiltration test?
• Which statement relates to NPSH in pumping?
• Bacteria requiring free oxygen for metabolism are called which term?
• What is the maximum infiltration/exfiltration limit expressed as a value per diameter inch of pipe per mile per 2 hours?
• Mandrel testing is required for pipes of which diameter?
• Pressure system pumps are which type?
• How should a collector document a payment plan with a debtor?
• What is a 'cease communication' request in debt collection?
• How does the Texas Debt Collection Act define 'debt collector'?
• What testing method indicates infiltration and illegal connections?
• Wet well description
• Which quantity is calculated as volts times amps times power factor?
• Which document would you consult to trace all sewer lines and their connections to manholes?
• Which statement best describes the Fair Credit Reporting Act's relation to Texas collections?
• Which term encompasses pipe, cleanouts, grease traps, sand traps, inverted siphons, vent pipes, manholes, and lift stations?
• What does the fair dealing requirement under the TDCA require of collectors?